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Chapter 7 Bankruptcy Attorney The Chapter 7 bankruptcy is the most common form of bankruptcy filed. To determine eligibility for Chapter 7 bankruptcy, debtors must complete a Means Test which verifies how much money was made in the last 6 months; a Budget Analysis which determines what their income and expenses will be going forward; […]

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One of the many myths out there about bankruptcy is that someone who files bankruptcy will never be able to buy a house. This is not true!

The current mortgage underwriting rules (which set forth the criteria for allowing a lender to approve a mortgage loan) allow a person to qualify for a mortgage two years after they file a Chapter 7 bankruptcy or after they’ve made twelve payments to the trustee in a Chapter 13 bankruptcy. That’s right, while you are in an active Chapter 13 case, you can purchase a house. There are hoops you must jump through, but it is possible!

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Skinner Law Services Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. […]

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  • Meet Nancy Skinner

    Nancy Skinner graduated from the University of Kansas School of Law in 2009. She also earned a Masters in Business Administration from the University of Kansas School of Business in 2009. Nancy’s main priority is to assist clients through the bankruptcy process and on to a fresh start. Nancy is admitted to practice in Kansas and Missouri. Learn more.

    Nancy's Educational Background Includes:
    - Juris Doctor: University of Kansas
    - M.B.A.: University of Kansas
    - Bachelor of Arts Psychology: California State University at Northridge

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